When you or your family members get sick, insurance can pay for high-quality medical treatments and other expenses. With fast treatment times, access to preferred health providers, and compensation for conditions that ACC doesn’t cover, health insurance policies offer extra health benefits such as dental and eye care. Your family’s health is our priority.
Yes, you can usually upgrade or downgrade your coverage, add or remove dependents, or change your deductible based on your changing needs. Keep in mind that changes may affect your premium and out-of-pocket costs.
Factors such as maintaining a healthy lifestyle, choosing a policy with a higher deductible, or joining a group health insurance plan can help reduce your premium. Consult with us to discuss the best strategies for you.
Many health insurance policies include coverage for preventive care services, like vaccinations and regular health check-ups, to promote early detection and prevention of diseases. Be sure to confirm this with your insurer.
Insurance providers approach pre-existing conditions differently. Some may cover these conditions after a waiting period, while others may choose not to. It's crucial that you disclose all your health information during the application process to guarantee appropriate coverage. We're here to advocate for you, so telling us all your pre-existing conditions helps us secure the best possible outcomes on your behalf.
A standard health insurance policy usually covers hospitalisation, surgery, diagnostic tests, prescription drugs, and specialist visits. The exact coverage can vary by policy and provider. Always check the policy details carefully – we can help you with this.
Health insurance financially protects you against medical expenses, such as doctor visits, hospital stays, medications, surgeries, and more. It can help reduce the financial burden of unexpected health issues and get you timely care.