Health insurance

Fast access to quality health.

Skip the public waiting list and get fast access to private specialists, medical procedures, and medication.

When you or your family members get sick, insurance can pay for high-quality medical treatments and other expenses. With fast treatment times, access to preferred health providers, and compensation for conditions that ACC doesn’t cover, health insurance policies offer extra health benefits such as dental and eye care. Your family’s health is our priority.


Quicker access to treatment and services
Get back to work faster
Coverage for specialist treatments and surgical procedures
Pays for day-to-day medical expenses such as GP visits

Frequently asked questions

Can I change my health insurance plan later?

Yes, you can usually upgrade or downgrade your coverage, add or remove dependents, or change your deductible based on your changing needs. Keep in mind that changes may affect your premium and out-of-pocket costs.

How can I reduce my health insurance premium?

Factors such as maintaining a healthy lifestyle, choosing a policy with a higher deductible, or joining a group health insurance plan can help reduce your premium. Consult with us to discuss the best strategies for you.

Does health insurance cover preventive care?

Many health insurance policies include coverage for preventive care services, like vaccinations and regular health check-ups, to promote early detection and prevention of diseases. Be sure to confirm this with your insurer.

Are pre-existing conditions covered under health insurance?

Insurance providers approach pre-existing conditions differently. Some may cover these conditions after a waiting period, while others may choose not to. It's crucial that you disclose all your health information during the application process to guarantee appropriate coverage. We're here to advocate for you, so telling us all your pre-existing conditions helps us secure the best possible outcomes on your behalf.

What does a typical health insurance policy cover?

A standard health insurance policy usually covers hospitalisation, surgery, diagnostic tests, prescription drugs, and specialist visits. The exact coverage can vary by policy and provider. Always check the policy details carefully – we can help you with this.

What is health insurance and why do I need it?

Health insurance financially protects you against medical expenses, such as doctor visits, hospital stays, medications, surgeries, and more. It can help reduce the financial burden of unexpected health issues and get you timely care.

Are you fully covered?

Take a closer look at these insurance policies. Get in touch for a free quote to make sure you have comprehensive coverage for your lifestyle and budget.

Our dedicated team

We’ll seek out the best policy and package for your circumstances, no matter who the provider is, and we’ll bat for you if you need to make a claim.
Our knowledgeable insurance advisers are dedicated to keeping Kiwi families’ income and investments safe and secure through quality insurance.
Get covered today

Are you prepared?

Our insurance advisers help you choose an insurance package, then get you the best coverage for the best prices. Book a free consultation today.
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