Welcome to NZ Insurances

Working with an insurance adviser in NZ means you get expert guidance at no extra cost. Advisers compare policies from multiple insurers, explain the fine print, and recommend cover that fits your needs. Going directly to a provider gives you fewer options and no personalised advice.

In New Zealand, insurance advisers are usually paid a commission by the insurer when you take out a policy. This doesn’t change the premium you pay, whether you go through an adviser or direct. The benefit of using an adviser is having ongoing support, at no extra cost to you.

Insurance advisers in NZ typically cover a wide range, including life insurance, health cover, income protection, trauma cover, mortgage protection, and business insurance. At NZ Insurances, advisers help you compare products from trusted providers so you get cover that matches your circumstances.

Look for advisers who have positive client reviews. Reliable insurance advisers are transparent about fees, explain products clearly, and support you through claims. NZ Insurances advisers are fully licensed and focused on putting clients first.

Yes. An insurer is the company providing the policy (like AIA, Partners Life, or Fidelity Life). An adviser is independent. They work with multiple insurers to find you the best fit. With NZ Insurances, you get the benefit of choice, expert advice, and long-term support across the NZ insurance market.